Triple Play

There are new innovative products …………  combining life insurance with a premium refund and a rider for long term care.  We all need to rethink our planning for retirement because of the changes in health care and the likelihood of increased taxes.  Term insurance has huge advantages for meeting the  needs of a new family with the importance of replacing income and providing for the needs of a family, but after those concerns are satisfied with adequate life insurance getting an education on other uses of life insurance is important.